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Donation Information

Bank Transfer

Transfer your donations to Dubai Islamic Bank

Title of account: NOWPDP

Account No: 00000680090001

IBAN: PK90DUIB0000000680090001

Send via Cheque

Cheque favoring NOWPDP and mail it to
Address: NOWPDP House, Bungalow No. 83/1, NI Line, Saghir Hussain Shaheed Road, Sadar, Karachi, Pakistan

FAQ

What is Zakat?

Zakat is the third pillar of Islam. It signifies the amount of wealth a Muslim pays to the poor and less privileged people. Zakat is a compulsory act of worship and signifies the responsibility and duty the richer have towards those in need. Literal meaning of the word Zakat is ‘to cleanse.’ Muslims believe that paying Zakat purifies their wealth and pleases Allah SWT.

Your Zakat can transform lives and help those in need.

What is Nisab?

Nisab is a term that denotes the minimum amount of wealth Muslims must have before Zakat becomes obligatory upon them. They are required to donate 2.5% of their total wealth to those in need.

Nisab was set by Prophet Muhammad (صلی اللہ علیہ وسلم) at 20 Mithqaal (مثقال) of gold or 200 dirhams of silver. This is the equivalent of 87.48 grams (7.5 tola) of gold and 612.36 grams (52.5 tola) of silver, respectively.

This is to be noted carefully that if someone possesses only gold, then the Nisab level for gold (87.48 grams) must be used. However, if a mixture of assets are possessed (like 1 or 2 tola gold, 10 tola silver, 5 thousand rupees etc.) then the (lower) silver Nisab level (current value of 612.36 gram silver) must be used.

Who should pay Zakat?

Zakat must be paid by the one who is:

• Muslim

T• Major (Baligh)

T• Sane

T• Owner of wealth, above the level of Nisab (Sahib-un-nisaab)

If all the above apply, you have to pay 2.5% Zakat on all of your savings and other applicable assets.

When can Zakat be paid?

Zakat only becomes obligatory once a full lunar year has passed, providing that your qualifying wealth has been held for one full year. Your Zakat year, therefore, starts on the date your wealth first equaled or exceeded the Nisab and should be calculated on that date for each subsequent year.

Although you can give Zakat at any time of year many Muslims choose to pay their Zakat during the Holy month of Ramadan. This is because the rewards and blessings of giving in this month are far greater than at any other time of the year.

Refund Policy for NOWPDP

At Network of Organizations Working for People with Disabilities Pakistan ‘NOWPDP’, we deeply value the support and contributions of our donors towards our mission of empowerment of Persons with Disabilities. Your generosity enables us to make a tangible difference in the lives of individuals and communities we serve. We are committed to ensuring transparency and accountability in all our financial transactions, including the process of refunds.

1. Refund Eligibility:

Refunds are granted only under exceptional circumstances and are subject to the following conditions:

a) Error in Donation:

If a donation is made in error, contains an incorrect amount, or if the selected charity was not the intended recipient, a refund may be granted upon request.

b) Unauthorized Donation:

If a donation was made without the explicit authorization of the donor, a refund may be issued upon verification.

c) Material Change in Circumstances:

If there has been a material change in the donor's circumstances, such as a sale that was canceled or refunded after the donation was made from its proceeds, a refund may be considered.

2. Refund Request Process:

To request a refund, donors must follow these steps:

Submit a written request for a refund within 30 days of the donation date at finance@nowpdp.org.pk or info@nowpdp.org.pk. The request should include details of the proof of donation, the reason for requesting a refund, and any other supporting documentation if applicable.

3. Refund Execution:

Upon receipt of a valid refund request, NOWPDP will review the request promptly and execute the refund using the original method of payment.

4. Timeframe for Refunds:

Refunds will be processed within 30 days from the receipt of the refund request. Once processed, the donor will receive confirmation of the refund via email or mail.

5. Exceptions:

NOWPDP reserves the right to deny refund requests that do not meet the eligibility criteria outlined in this policy or for any other reason deemed appropriate by the organization.

6. Contact Information

If you have any questions or concerns regarding our refund policy or any other matter related to donations, please contact us at info@nowpdp.org.pk, finance@nowpdp.org.pk or +92 21 32294527-28.

Note: NOWPDP reserves the right to modify or update this refund policy at any time without prior notice. Any changes to the policy will be communicated through our website or other appropriate channels.

Thank you for your understanding and cooperation regarding our refund policy. Your continued support enables us to fulfill our mission and create positive change in the world.